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Chrysler Financial not reporting payments for me (co-signer). What can I do?
The car is in both me and my ex-girls name. She is the primary and I am the co-signer. Her credit was better than mine and she had a good employment history so I dont know how I became the co-signers. But anyway, I have been paying on time for about a year now and they are only reporting for her. I called about this and they said something about Illinois law saying that they cant report for me. Im trying to reach a 650 score and Im at 633, I think that this would put me there. Is there anything I can do to get the complete history of these payments on my report? Especially since I make all the payment and my name is on it. Or am I SOL?
They're feeding you a line of b/s because they don't want to fix it!! I would call their customer service phone # and ask to speak to a supervisor or manager. Explain your situation and tell them you would like them to report to your credit report. If they still are jerks, call the credit companies, Experian, Equifax and Transunion. Tell them that you have an open account with Chrysler and you want this reported on your credit. They will inturn send a letter to Chrysler who will not dispute and within 30 days, this will show up on the bureau.
What probably happened is they did not input your ssn and that is why it is not showing. Comaker or signer, doesn't matter, there is no such thing as a cosigner when it comes to a secured debt. You both are equally responsible.
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